You get a call, an e-mail or a fax advising you that for some very important reason, you must call a long distance number. The reason may be to collect some money, avoid a lawsuit, etc. When you call back the long distance phone number, you get charged a big fee for every minute you are on the phone, plus the cost of an international call, because the phone number works just like a 900 area code phone number, BUT YOU AREN'T TOLD THIS! The reason you are not told this is because you are actually calling a foreign country that does not enforce laws requiring the person who answers the phone to advise you that you will be billed a fee for every minute you are on the phone with them. Their goal is to keep you on the phone as long as possible because they make more money.
Below are suggestions about how to protect yourself: